Pennyworth Books

We seem to live in a world of credit. It seems to propel our society and civilization. However, far too many citizens do not understand how credit works, and they really have no clue as to the benefits or economic enslavement which can be caused by compounded interest. It’s amazing that we do not teach this in our schools, and that financial literacy does not rank up there with reading, writing and arithmetic because it is quite obvious that these are just as important to success in life in our modern society.

If you are interested in maintaining a high credit score, and you have found things on your credit rating which are either incorrect, erroneous, or perhaps, even fraudulent, then there is no doubt you’d like to correct these things. If so, there is a great book that I’d like to recommend to you on this topic, one that I…

I have been a fan of Jim Cramer for quite some time. I have read all of his books and have been very impressed with how easy they are to follow and, more importantly, learn from. My favorite Jim Cramer book is Real Money. It’s a book I would recommend for anybody who is trying to learn about the basics of the stock market.

One of the first ideas he talks about is the idea of stock ownership. While many of us think that we actually own a piece of a company when we own stock, Cramer takes exception to this idea.

While you have a fractional interest in the company, technically, you hold no real rights. If every stockholder were actually an owner that would mean that we also have a debt obligation should the company operate in debt. In theory, if we actually owned a piece of the company, stocks…

Times are desperate for a lot of people and Kevin Trudeau wants to try and help you. Or At least he says he does. So he calls up his Playboy Playmate Sara Underwood and spends 28 minutes talking to her and a friend about his new book Debt Cures 2 They Really Don’t Want You To Know About. But is it worth it? With all the bad press about the original Debt Cures book, what makes this one worth it? Keep reading to find out.

The 30 minute infomercial makes a compelling case for why you need to pick up the phone and order his new book. He says this book continues where the original left off and provides new and updated information with the new debt secrets and wealth building tips so you can build wealth and never be in debt again. He offers secrets that can help you modify…

In Robert Kiyosaki’s book, Rich Dad Poor Dad, he clearly points out that anybody can become rich. Nevertheless, he cautions that it’s more difficult for the children of the poor and middle classes because they have been taught incorrect information. For example, their parents have told them, “go to school and get good grades so you can go to college and get a steady job with good benefits.” These people have been taught to think, “I can’t afford it” instead of (as the rich do) asking, “How can I afford it?” There is absolutely nothing that you cannot afford. When you honestly desire something you’ll figure out how to obtain it.

One barrier that stands in the way of individuals accomplishing this goal is fear of failure. You will fail sometimes but you have to turn it into a great opportunity by learning something from it and moving on. There is…

“The more I study the wealthy…in an effort to learn how to help more people around the world become one of them…I’m stunned by how many people are actually not rich.” – David Bach

Most of us are old enough to remember the lyrics to Bachman-Turner Overdrive’s (BTO) song Takin’ Care of Business. The song is about someone who works hard at their job but doesn’t seem happy. Their goal is to be self-employed and free of the stressful life. Does that sound familiar? A lot of us would love to do what we want, but aren’t sure how to do that financially. I’m not here to say that I have the answers, but I’ve got a great resource on how to get a little closer to your financial goals.

I’m usually the last person people think of when they want to discuss financial matters because of my lack of knowledge and…

Debt Cures and The Total Money Makeover are two books designed to help you get out of debt. Debt Cures is advertised on late night infomercials and written by Kevin Trudeau and The Total Money Makeover is written by Dave Ramsey, a popular personal finance guru. But when you’re looking to get out of debt, which book should you buy? Which one is better? This article will provide a short review of each book to help you make a better decision if you should give either one your money.

When you type Kevin Trudeau into your favorite search engine, you will no doubt read about his less than stellar criminal history. He has defrauded many people with some of his past activities. So anyone should be skeptical about anything he has to say. You should be skeptical about anything you read and do your own homework before you decide to spend…

I don’t usually read non-fiction, especially a non-fiction book that has to do with finances and money management. But when I was browsing through the friendly neighborhood book-shop the other day, I happened to pick up this book because of its catchy title “Rich Dad, Poor Dad” and its tag phrase “What the Rich teach their kids about money – that the poor and middle class do not!” Maybe it had something to do with my sorely depleted bank balance and the fact that the book promised to teach something about money that my parent’s hadn’t.

“Rich Dad, Poor Dad” has been written by Robert T. Kiyosaki with Sharon L. Lechter. Mr. Kiyosaki is a fourth generation Japanese-American. After serving in the Marine Corps as a helicopter gunship pilot during the Vietnam War, he took a job with the Xerox Corporation as a salesman. This is when he started to invest…